How to Manage Money in the UK: a Four-Account App Setup
How to manage money in the UK with apps: the four-account setup that runs itself on payday, which app does each job, and the £676.60 a week it covers.
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Money Management Guides
Money Management Guides reviews, comparisons and buying guides from Abel.
How to Budget With an App: the 20-Minute Payday Setup
How to budget with an app in 20 minutes: the payday setup that holds, which UK apps still budget on a free plan, and the step almost everyone skips.
Read review50/30/20 Budget Rule: Rent Eats 45% of Take-Home
The 50/30/20 budget rule was built for a different housing market. The England rent maths, the pension no app can see, and how to set it up in UK apps.
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Money Management Guides
How to Save £1,000: The 50% Bonus Beats Any Rate
Chasing the best rate earns about £15 on the way to your first £1,000. One government account pays £350 for the same run. The maths, and the £6,000 catch.
Read reviewHow to Pay Off Debt in the UK: £3,000 in 4 Years, Not 28
How to pay off debt in the UK without finding extra money: the same £85.72 a month clears £3,000 in 4 years 10 months, not 28. The maths and the apps.
Read reviewHow to Budget on an Irregular Income: Pay Yourself a Wage
Budget an irregular income by paying yourself a fixed wage from a buffer pot, sized on your deepest shortfall. Plus the Universal Credit timing trap.
Read reviewHow to Stop Impulse Spending: Set a £0 Contactless Cap
How to stop impulse spending using controls already in your bank app: Monzo's £0 contactless cap, Starling's toggles and a cooldown you can't undo.
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Money Management Guides
Open Banking Explained, and 26 Other Money App Terms
Open banking explained in plain English, plus 26 money app terms. FSCS is £120,000 since December 2025, and safeguarding is not the same thing.
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Money Management Guides
Sinking Funds UK: Beat the £41 Cost of Paying Monthly
Sinking funds in the UK, built with bank pots. The FCA puts monthly insurance at £41 a year on a typical car policy, and the DVLA adds £10 to car tax.
Read reviewApps to Track Pensions UK: Combine Old Pots in One Place
An app to track pensions in the UK can find old pots and combine them. What PensionBee, Penfold and Moneybox actually do, and the checks to run first.
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